| Your questions are important to us. Our Customer 
                          Service Representatives are available via phone and/or email. Customer Service Center Hours: 7:30 am – 
                          5:00 pm ESTAultCare Members: 330-438-6360
 Toll free 800-344-8858
 Email us your questions or comments. However, we have compiled a few of the most frequently 
                          asked questions for your review.  1. Why did my employer choose 
                          AultCare to handle my health care plan? With our long-standing relationship with the Aultman 
                          Health Foundation and Stark Quality Care Physicians, we are 
                          the largest hospital-based PPO in northeast Ohio offering the best 
                          doctors and hospitals in the area.  When you call or stop into AultCare, you are always 
                          greeted by friendly customer service representatives. You are never 
                          caught in an automated telephone system that only gives you menu 
                          choices. AultCare is highly committed to providing you with exceptional 
                          customer service and high quality care. 2. How do I find out what 
                          benefits are provided by my health care plan? AultCare handles over 1,200 self-funded and fully 
                          insured plans. For this reason, we provide you with knowledgeable 
                          and friendly customer service representatives Monday through Friday 
                          between the hours of 7:30 a.m. and 5:00 p.m. EST  Many of your questions can be answered by looking 
                          at your employee health plan booklet. You should have received this 
                          when you enrolled in the plan, however, if you don’t have 
                          one or have a question, Contact 
                          Us. 3. How can I find out if my 
                          medical claim has been paid? AultCare is very proud of our claims turnaround 
                          time. We process your medical claims within 10 days from the time 
                          we receive your completed claim information from your health care 
                          provider. We have also worked with many of our health care providers 
                          to allow them to send us this information electronically. This allows 
                          us to process your medical claims in even less time.  AultCare mails out an explanation of benefits on 
                          a monthly basis, just like your bank statement. This document explains 
                          which claims were processed for each covered member of your family, 
                          along with how the claims were paid, and what balance, if any, is 
                          owed to the provider. 4. How do I read my explanation 
                          of benefits that I receive in the mail? AultCare knows how challenging medical paperwork 
                          can be to understand and we work at making our explanation of benefits 
                          easier for you to read. For your convenience, we have provided a 
                          sample explanation of benefits 
                          page with a detailed explanation of how to read it. AultCare provides you with knowledgeable customer 
                          service representatives Monday through Friday between the hours 
                          of 7:30 a.m. and 5:00 p.m. EST. They are always willing to answer 
                          any questions you might have. Contact us.  5. What are COBRA benefits 
                          and how do I know if I am eligible for them? COBRA is a continuation of employer-sponsored health 
                          care benefits when coverage is lost. Federal law requires employers 
                          who employ 20 or more employees (a special formula is used to calculate 
                          this) to offer COBRA coverage to employees (or former employees) 
                          and/or their dependents when employer-sponsored health care coverage 
                          is lost. If you and/or your dependents have lost employer-sponsored 
                          health care coverage, check with that employer to see if they offer 
                          COBRA. 6. What if I want/need to 
                          use a provider that is not listed in the Provider Directory? If you see a provider (doctor or hospital) not 
                          in the AultCare network, your claim will be paid as out-of-network 
                          per your plan design. This usually means a higher deductible and 
                          a higher percentage of co-insurance for you to pay after the deductible 
                          is satisfied. You are also responsible for paying amounts billed 
                          that are over Usual, Reasonable and Customary (UCR).Click on the 
                          link below to see an example of claims payment both in- and out-of-network. 
                          UCR SAMPLE
 7. What is HIPAA and how does 
                          it affect me? HIPAA stands for the Health Insurance Portability 
                          and Accountability Act of 1996 which prohibits healthcare providers 
                          from sharing your personal and medical information without your 
                          express permission. AultCare prides itself on strict adherence to 
                          the regulations and will only share the information necessary for 
                          completing your claim and taking care of your medical needs. For 
                          more information, CLICK HERE.
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